Road Accident Fund Claims Process

Road Accident Fund Claims Process

 

RAF Claims Process

 

The RAF claim process in South Africa can involve several steps:

 

Step 1: Reporting the Accident and Gathering Documents

 

  • ✅ Report the accident to the nearest police station within 24 hours.

 

  • ✅ Seek medical attention for any injuries and keep all medical records.

 

  • ✅ Gather documents like the police report, accident scene photos (if possible), witness statements (if available), and your ID.

 

 

Step 2: Submitting a Claim

 

  • ✅ It’s recommended to consult an attorney specializing in RAF claims.

 

  • ✅ They can help complete the RAF claim form (RAF1) and gather necessary documentation like medical reports.

 

 

Step 3: RAF Investigation and Assessment

 

  • ✅ The RAF will register your claim and investigate for validity, usually within 120 days

 

  • ✅ They may request additional information or medical evaluations.

 

 

Step 4: Negotiation or Litigation

 

  • ✅ If the RAF acknowledges liability and offers a settlement, your attorney can negotiate on your behalf.

 

  • ✅ If an agreement isn’t reached, you may need to go to court (litigation).

 

 

Step 5: Payment

 

  • ✅ Once a settlement is agreed upon or a court judgment is issued, the RAF will process the compensation payment.

 

 

Here are some resources for further information: