Can you claim at the RAF after 10 years?

 

❌ No, in South Africa, you generally cannot claim from the Road Accident Fund (RAF) after 10 years. There are strict time limits in place for submitting RAF claims.

 

Here’s a breakdown of the claim submission timeframes:

 

• ✅ Standard Limit: For accidents where the at-fault driver is known, claims must be lodged with the RAF within three years from the date of the accident.

 

• ✅ Hit and Run: For hit-and-run accidents where the driver cannot be identified, the claim submission window is two years from the accident date.

 

• ✅ Exceptions: There are some rare exceptions to these time limits. These might include:
  • Minors: Children under 18 at the time of the accident typically have three years from their 18th birthday to lodge a claim.
  • Mental Incapacity: If a claimant suffers severe brain injury or mental impairment due to the accident, there might be some leeway in the time limit. However, legal arguments and supporting medical evidence would be required.

 

 

📌 📌 📌  If you are unsure whether you qualify for an exception due to special circumstances, consulting with a lawyer specializing in RAF claims is highly recommended.