How long does RAF take to pay out ?
The RAF payout process in South Africa can be broken down into two timelines:
Claim Finalization
This is generally the longer stage and can take a significant amount of time. Here’s a breakdown:
- 📌 Average: RAF claims can take four years or more to finalize.
- 📌 Factors Affecting Length: Several factors can influence the duration, including case complexity, severity of injuries, negotiation complexities, and potential court involvement.
Receiving Payment After Finalization
- 📌 RAF Target: The RAF aims to pay out settled claims within 180 days (6 months) of settlement or court judgment.
- 📌 Reality: In practice, delays can happen due to administrative backlogs or internal challenges at the RAF.
Overall
While the RAF strives for a 6-month payout after finalization, be prepared for a potentially longer wait, especially considering the overall claim processing time. It’s advisable to discuss this timeline with your legal representative if you have one.