How much does RAF pay for death of a child
The Road Accident Fund (RAF) in South Africa doesn’t have a set amount of compensation for the death of a child. However, they can compensate for the financial losses suffered by the child’s dependants, which are usually the parents or guardians. Here’s how they determine the payout:
- Loss of Support: This doesn’t apply in the strictest sense for a child’s death, as they wouldn’t have been financially supporting anyone yet. However, the RAF might consider the future earning potential the child could have had if they’d survived. An actuary would be involved in calculating a hypothetical loss of income based on factors like the child’s age, education level, and potential career path [invalid URL removed]. This amount is capped (adjusted quarterly for inflation) as with adult loss of support claims.
- Funeral Expenses: Similar to adult death claims, the RAF reimburses reasonable costs for burial or cremation up to a certain limit, excluding tombstones or ceremonial expenses https://www.legalwise.co.za/help-yourself/quicklaw-guides/road-accident-fund-claims.
Additional Considerations:
- Loss of a Breadwinner: If the child was already contributing financially to the household (e.g., part-time job), that could be factored into the loss of support calculation.
- Emotional and Psychological Harm: While not always awarded, the RAF can, in exceptional circumstances, consider compensation for the emotional and psychological harm suffered by the parents due to the child’s death [invalid URL removed].
Importance of Legal Representation:
- The RAF claim process for a child’s death can be even more emotionally challenging than adult claims. Having a lawyer experienced in RAF claims can be crucial. They can handle the legalities, negotiate for the best possible compensation, and offer support during this difficult time [invalid URL removed].
Remember:
- The final payout depends on the specific circumstances of the child’s life and the dependants involved. There’s no one-size-fits-all answer.
- Consulting with a lawyer is highly recommended to navigate this complex process and ensure you receive fair compensation.
