List of serious Injuries for RAF
The Road Accident Fund (RAF) in South Africa considers an injury serious if it meets one or more of the following criteria:
- 📌 Serious long-term impairment or loss of a body function: This includes injuries that significantly limit your ability to perform daily activities or work. Examples include:
- Spinal cord injuries (paraplegia, quadriplegia)
- Amputation of limbs or digits
- Severe burns
- Severe brain injuries
- 📌 Permanent serious disfigurement: This refers to injuries that cause significant and lasting physical scarring or deformity.
- 📌 Severe long-term mental or severe long-term behavioural disturbance or disorder: This includes psychological conditions that significantly impact your daily life, such as:
- Post-traumatic stress disorder (PTSD)
- Major depressive disorder
- Anxiety disorders
- 📌 Loss of a foetus: If you were pregnant at the time of the accident and lose the fetus due to the accident, you may be eligible for compensation.
Here are some additional points to consider:
- ✅ Medical Assessment: A medical professional will assess your injuries to determine the extent and severity. The RAF relies on this assessment to determine if your injuries meet their criteria for seriousness.
- ✅ Threshold for Seriousness: There isn’t a specific list of injuries considered serious by the RAF. They assess each case individually based on the criteria mentioned above.
- ✅ Legal Advice: If you’ve been injured in a car accident, consulting with a lawyer specializing in RAF claims is recommended. They can guide you through the process, assess your claim’s validity, and ensure you receive fair compensation for your injuries.