The RAF settlement process
The RAF settlement process in South Africa involves reaching an agreement on the compensation amount for your claim. Here’s a breakdown of the key steps:
Step 1: Negotiation or Court
- 📌 After the RAF investigates your claim (usually within 120 days), they might acknowledge liability and offer a settlement.
- 📌 Your lawyer (whom it’s advisable to consult throughout) can then negotiate on your behalf to get the best possible compensation.
- 📌 If an agreement isn’t reached, you may need to go to court (litigation) to have a judge determine the compensation.
Step 2: Accepting the Settlement
- 📌 If you and your lawyer agree to the RAF’s offer, you’ll be presented with a settlement agreement outlining the compensation details.
- 📌 It’s crucial to understand the terms thoroughly before signing.
Step 3: Finalization and Payment
- 📌 Once you sign the agreement, the claim is finalized.
- 📌The RAF aims to process the payment within 180 days (6 months) of the settlement agreement or court judgment.
- 📌 Be aware that delays can occur due to administrative issues at the RAF.
Important Considerations
- ✅ Legal Advice: Having a lawyer experienced in RAF claims is highly recommended. They can guide you through the process, negotiate effectively, and ensure your rights are protected.
- ✅ Settlement Evaluation: Don’t feel pressured to accept the first offer. Your lawyer can help assess if the settlement reflects the full extent of your injuries and losses.
- ✅ Long-Term Needs: Consider if the settlement covers your current and future medical needs, lost income, and potential long-term disabilities.